Law enforcement officers, pre-Kindergarten through 12th grade teachers, firefighters and emergency medical technicians can contribute to community revitalization while becoming homeowners through HUD’s Good Neighbor Next Door Sales Program. HUD offers a substantial incentive in the form of a discount of 50% from the list price of the home. In return you must commit to live in the property for 36 months as your sole residence.

The State of Maryland will match participating employer contributions and other local incentives up to $2,500. An additional $1,000 is offered to employees buying a home within 10-miles of their employer, through Smart Keys 4 Employees.

This program is a partnership between participating employers and the City of Baltimore designed to encourage homeownership near place of employment. Employees of participating companies who are first time homebuyers in the City of Baltimore are eligible. Participating employers have the right to develop additional eligibility. 

Provides up to $7,500 in down-payment and closing-cost funding to current or retired law enforcement officers, educators, health care workers, firefighters, and other first responders that are first-time homebuyers or non-first-time homebuyers.

Employees of City agencies and quasi-City agencies with six months of experience are eligible for $5,000 when purchasing their first home in Baltimore City. Houses up to $417,000 in cost are eligible and no income limits apply. Police officers, firefighters and teachers are also eligible for purchasing HUD homes at discounted prices through the Good Neighbors program.

The Veterans Purchase Product provides up to $7500 for a down payment closing costs or principal reduction to first-time homebuyers or non-first-time homebuyers for the purchase or purchase and rehabilitation of a home to be used as a primary residence.

The Returning Veterans Purchase Product provides up to $10000 for a down payment closing costs or principal reduction to first-time homebuyers or non-first-time homebuyers for the purchase or purchase and rehabilitation of a home to be used as a primary residence.

FHLBank Atlanta’s Veterans Products can help you reach military families and households in your community. The Veterans Products provide funding for a home purchase by veterans or active-duty members of any branch of the U.S. military, their spouses, or their surviving spouses.

FHLBank Atlanta’s Veterans Products can help you reach military families and households in your community. The Veterans Products provide funding for a home purchase by veterans or active-duty members of any branch of the U.S. military, their spouses, or their surviving spouses.